Scripture - Take time to read the passage of Scripture and ask God to speak to you in what you're reading. Pick one or two verses that jumped out to you as you read.
Observation - What is God saying? What do you see in this verse? Paraphrase it in your own words.
Application - How are you going to live differently after what you just read? Apply this Scripture to your own life.
Prayer - Talk to God. Use this section to start a conversation between you and God. Write out your prayer to God.